IN GRACE WE TRUST

Your Customized Estate Plan, Complete Asset Protection & Strategic Wealth Transfer.

At the heart of our practice is the In Grace We Trust—a comprehensive private trust structure designed as your foundational framework for complete financial control, asset protection, and multi-generational wealth transfer. When we refer to the Trust, it’s this foundation that we build upon.

THE ARCHITECTURE

Each trust is custom-drafted to your specific situation—never templated, never one-size-fits-all. We begin with a carefully crafted framework tailored to your assets, goals, and family structure, then expand through:

• Bespoke provisions customized to your specific circumstances and objectives
• Modular sub-trust system addressing different asset classes and strategies
• Comprehensive annexed documents (schedules, appendices, exhibits, trustee guidebook with clear instructions, sample minutes worksheets, and your pour-over Will)
• Detailed administrative protocols and dispute resolution mechanisms
• Fiduciary authority mechanisms with built-in flexibility for changing circumstances
• Multi-generational wealth transfer and compounding strategies
• Advanced provisions for insurance leveraging and strategic financing

The result is a legal instrument integrating trust law, contract law, and private authority—achieving outcomes not possible with conventional structures alone.

This represents your declaration of financial autonomy: you define the terms, establish the governance, codify your values, and direct how your assets are held, protected, and transferred across generations.

WHAT YOU CONTROL

Like a nation’s constitution establishes principles and governance structures, your trust establishes:

• Your Governing Principles – The values and commitments directing all decisions about your assets
• Your Governance Structure – Who holds authority, under what conditions, with what limitations
• Your Asset Architecture – How wealth is held, grown, protected, and transferred
• Your Succession Plan – Mechanisms ensuring your vision persists across multiple generations
• Your Private Administration – Administrative processes for resolving disputes and protecting your rights

This foundation supports everything you build: business ventures, real estate holdings, investment strategies, multi-generational wealth transfer, and mission-driven work—all structured under trust protection aligned with your priorities.

Control is not the absence of structure. It is the presence of the RIGHT structure. One you design. One you control. One that serves YOUR objectives and protects YOUR legacy.

THE LEGAL FOUNDATION

Private trusts are created through voluntary agreement between parties—grounded in contract law and common law trust doctrine, not statutory permission.

What the law requires for validity:

✓ A settlor with legal capacity
✓ A trustee to hold and manage assets
✓ Identifiable beneficiaries
✓ Trust property (assets)
✓ Lawful purpose

What the law does NOT require:

✗ Attorney involvement (though commonly used)
✗ State approval or registration
✗ Statutory compliance beyond basic validity requirements

Our trust structures are grounded in centuries of common law trust doctrine—proven, tested, and refined across generations of wealth preservation by some of the world’s wealthiest families.

As a 508(c)(1)(a) religious organization, we create these instruments as part of our ministry. This allows us the flexibility to design trusts grounded in your personal values and objectives in ways conventional attorneys cannot.

This is private trust architecture built on the same foundational principles used to preserve and grow significant family wealth across generations.

THE REALITY YOU FACE TODAY

Most people move through life with assets and financial identity subject to frameworks they didn’t design. Tax liability, creditor claims, government liens, and commercial contracts stack up—often favoring institutions over individuals.

Most trusts are generic solutions that simply transfer assets. They don’t reflect your values, your vision, or your specific objectives. They’re transaction-focused, not strategy-focused.

You can change this.

You can establish clear authority over your own affairs and design a structure that actually serves your purpose—not some standardized template.

HOW THIS WORKS:
WHAT YOU GET

Master Trust Core

Your originating entity—irrevocable and privately held. This is the command center of your financial world, legally fortified with multiple layers of protection and integrated strategies for consistent growth and compounding.

• Multi-layered asset protection from creditors and claims
• Private control without state registration or oversight
• Integrated financial strategies for wealth growth and tax efficiency
• Authority to operate in both private contexts and public commerce
• Complete autonomy over terms and conditions

Modular Sub-Trust System

Specialized trusts branching from your master trust, each designed for specific purposes and asset classes. Fully customized, never templated.

Examples:

• Philanthropic trusts (for charitable giving aligned with your mission)
• Intellectual property trusts (for creative work, patents, brand assets)
• Real estate trusts (for property holdings)
• Family wealth trusts (for multi-generational transfer)
• Business venture trusts (for company ownership and operations)
• Specialized asset trusts (for specific holdings requiring distinct management)
• Mission-aligned trusts (for charitable, ministry, or values-driven work)

Each sub-trust has its own mission, protection strategy, and governance while remaining connected to your core structure.

Comprehensive Document Package

Everything required for seamless operation and succession:

• Master Trust Agreement – Core document establishing your trust structure, governance, and authority
• Pour-Over Will – Backup document ensuring all assets flow into your trust
• Certificate of Trust/Abstract – Privacy document for banking and third-party interactions (no trust details disclosed)
• Governance Protocols – Rules and procedures for how the trust operates
• Property Conveyance Schedules – Comprehensive inventory of all assets held in trust
• Trust Minutes & Asset Ledgers – Documentation maintaining clarity and continuity
• Beneficiary Mapping & Succession Instructions – Clear lineage and inheritance structure for multiple generations
• Operational Templates – Everything trustees need to operate with confidence and authority
• Annexed Schedules, Appendices & Exhibits – Supporting documents addressing specific strategies and asset classes

Trust Architecture Options

Depending on your objectives and circumstances, your trust structure may incorporate:

• Irrevocable trust provisions (for asset protection and tax planning)
• Discretionary distribution mechanisms (for trustee flexibility in distributions)
• Spendthrift clauses (protecting beneficiaries from creditors)
• Non-grantor trust provisions (for privacy and certain tax strategies)
• Hybrid structures (combining multiple strategies for your specific situation)
• Complex trust arrangements (for sophisticated multi-asset situations)

Your trust will be structured to accomplish your objectives efficiently and in full compliance with applicable law.

Trustee Authority & Private Contracting

Your trustee is endowed with authority to:

• Create lawful private contracts and agreements on your terms
• Operate effectively in commerce without third-party interference
• Manage assets strategically across multiple jurisdictions if needed
• Make binding decisions aligned with your documented values and objectives
• Establish clear administrative procedures for internal dispute resolution—operating outside public court systems

Wealth Compounding & Tax-Efficient Strategies

Your trust includes integrated mechanisms for:

• Insurance leveraging for additional capital and protection (see Strategic Insurance Integration below)
• Trust-to-trust transfers for optimal tax efficiency
• Strategic wealth movement without triggering unnecessary tax exposure
• Generational wealth compounding strategies
• Optimized reinvestment flows for long-term growth
• Strategic positioning of assets across your trust structure

Strategic Insurance Integration

Your trust architecture can incorporate whole life insurance strategically—leveraging cash value accumulation, policy loans, and collateral assignment mechanics to enhance overall trust liquidity and wealth compounding.

When properly structured whole life policies are owned by your trust, they become integrated assets within your broader wealth architecture. This allows your trust to access policy cash value through loans, use collateral assignment strategies, and leverage the policy’s beneficial interest as part of your overall asset picture—all while maintaining tax efficiency and compliance with applicable law.

These strategies require meticulous coordination between your trust structure, specialized insurance partners, and independent tax counsel. We work with partners who understand both trust architecture and advanced policy structuring to ensure your insurance integration aligns with your trust’s specific objectives and governance.

This is not a substitute for independent legal and tax review. We recommend all clients consult with independent tax advisors and legal counsel to ensure full compliance with applicable law in their jurisdiction and alignment with their specific financial circumstances.

Asset & Intellectual Property Protection

Your trust includes provisions protecting:

• Real property and real estate holdings
• Intellectual property (patents, trademarks, copyrights)
• Creative work and proprietary systems
• Business interests and ventures
• Digital and information assets
• Family legacy and succession interests

SACRED PLANNING AS STRATEGIC PRACTICE

From Vulnerability to Control

You move from anxiety about financial loss and unprotected assets to complete clarity and command over your legacy.

From Fragmented Assets to Integrated Strategy

Your wealth stops working in isolation and starts working strategically across a unified system.

From Generic Solutions to Custom Architecture

Your trust is designed for YOUR specific situation, objectives, and family structure—not a one-size-fits-all template.

This is the real work. Everything else is just paperwork.

HOW WE CREATE YOUR TRUST

Each trust is custom-drafted through detailed consultation—never templated, never transactional. We begin with a carefully designed framework, then expand through:

• In-depth consultation about your assets, goals, family structure, and priorities
• Bespoke provisions tailored to your specific circumstances and objectives
• Modular sub-trust design addressing your particular asset classes and strategies
• Comprehensive annexes addressing specific provisions and implementation details
• Detailed administrative protocols and operational procedures
• Private administrative remedies and dispute resolution mechanisms
• Fiduciary authority mechanisms with built-in flexibility

The result is a custom legal instrument grounded in centuries of trust law doctrine—designed to accomplish your specific objectives while providing the asset protection and control you need.

Our Commitment to You

Complete transparency about costs, timeline, and deliverables. No surprises. No upsell. Just clear architecture aligned with your needs and your budget.

YOUR MOMENT IS NOW

You’ve worked hard to build something real. Now comes the critical question:

How do you protect it? How do you ensure it works for YOUR objectives, not some generic system?

The answer is custom trust architecture—tailored to your specific situation, your values, your goals, and your family.

You were not born powerless. You were born with the fundamental right to control your own affairs.

The timing is yours. The structures are proven. The framework is ready.

YOUR CUSTOMIZED PLAN AWAITS

A custom-designed trust structure—not assigned to you, but built by you. One that gives you complete control, protects the fruits of your labor, and serves your specific objectives and legacy.

This is your architecture of autonomy—a deliberate exercise of your fundamental right to self-determination, grounded in law, guided by your values, and built to endure.